I did these in landscape style, and we are going to assume you have the corresponding kit.
Open a new blank file H 8.5 W 11
Open the 12 x 12 QP and resize to 8.5 x 8.5
Open the matching background paper
Open a coordinating ribbon
Drag them into the blank file in this order, background paper, QP, ribbon
Position the ribbon to cover where the QP and paper overlap
Pop your pics in under the QP
Use the space for a title, or add some embellies from the kit.
I have done these two for you, let me know what you think! Password is: mysize
Tomorrow we will return to our regular broadcast.
BTW, I think Rena is holding out on us, she knows more than she's letting on! Many thanks to you, girlfriend!!!